How Policy Renewal Works

Simple, rewarding, and instant—renew your coverage in minutes

Home Renew Policy

Renewal Made Effortless

At VehicleInsure, we believe renewing your insurance should be as easy as getting it. We've streamlined the renewal process to take just minutes, with automatic discounts applied and instant certificate delivery. No paperwork, no stress—just continuous protection for your vehicle.

Our Simple 3-Step Renewal Process

1. Select Policy

Log in to your dashboard and select the policy you want to renew. We'll show you all policies due for renewal.

2. Review & Update

Review your policy details and make any necessary updates. Your information is pre-filled for convenience.

3. Pay & Get Covered

Make secure payment and receive your new insurance certificate instantly via email and dashboard.

Benefits of Renewing with VehicleInsure

Loyalty Discounts

Enjoy increasing discounts the longer you stay with us—up to 25% off your premium.

No-Claims Bonus

Drive safely and earn up to 50% discount on your renewal premium for claim-free years.

No Coverage Gap

Continuous protection with no lapse in coverage when you renew before expiry.

Instant Certificate

Receive your new insurance certificate immediately after payment—no waiting.

Pre-filled Information

Your details are automatically populated, making renewal quick and hassle-free.

Renewal Reminders

We'll remind you 30, 14, and 7 days before your policy expires so you never miss renewal.

Our Loyalty Rewards Program

Years with VehicleInsure
Loyalty Discount
Additional Benefits
1st Renewal (Year 2)
5% OFF
Priority customer support
2nd Renewal (Year 3)
10% OFF
+ Free roadside assistance
3rd Renewal (Year 4)
15% OFF
+ Dedicated account manager
4th Renewal (Year 5+)
20-25% OFF
+ VIP claims handling & exclusive partner offers

No-Claims Bonus (NCB) Explained

  • 1 claim-free year: 10% discount on renewal
  • 2 claim-free years: 20% discount on renewal
  • 3 claim-free years: 30% discount on renewal
  • 4 claim-free years: 40% discount on renewal
  • 5+ claim-free years: 50% discount on renewal

*NCB is protected and can be transferred when you switch to VehicleInsure. Loyalty discount and NCB can be combined for maximum savings!

Flexible Payment Options for Renewal

Card Payment

Visa, Mastercard, Verve

Bank Transfer

All major Nigerian banks

USSD Transfer

Quick and convenient

Ready to Renew Your Policy?

Log in to your dashboard to view policies due for renewal and enjoy your exclusive discounts.

View Renewals Go to Dashboard

All payments are secured with 256-bit SSL encryption.